Factor Pools

Pools let multiple factors combine funds to finance a single large invoice.

How Pools Work

1. One factor creates a pool for a specific invoice, setting a target amount
2. Other factors contribute credits to the pool
3. Once the target is met, the pool creator executes the factoring
4. After settlement, contributors claim their proportional share of proceeds

Creating a Pool

1. Go to the Pools page
2. Click Create Pool
3. Enter the invoice hash and target amount
4. Click Create

You must be a registered factor to create a pool.

Contributing to a Pool

1. On the Pools page, find an open pool
2. Enter the amount you want to contribute
3. Click Contribute
4. Your credits are transferred to the pool creator, and you receive a Pool Share record as proof

The progress bar shows how close the pool is to its target.

Executing Pool Factoring

Only the pool creator can execute. Once contributions meet the target:

1. Click Execute on the pool
2. The factoring offer is accepted, and the advance is sent to the business
3. The pool is closed — no more contributions accepted

Claiming Proceeds

After the invoice is settled:

1. Go to the Pools page
2. Click Claim on your pool share
3. You receive your proportional share of the settlement

Your share is calculated based on how much you contributed relative to the total pool.