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Pay an Invoice

As a debtor, you pay invoices that factors have sent you payment requests for.

How You Know You Owe

When a factor sends a payment request, a Payment Notice record appears in your wallet. This is a private record — nobody else can see it.

  1. Connect your wallet on the Pay page
  2. Your payment notices appear automatically after sync

Paying

  1. Find the payment notice for the invoice you want to pay
  2. Review the amount and factor address
  3. Click Pay
  4. Two transactions happen in sequence:
    • First: the payment is transferred to the factor
    • Second: the payment notice is consumed, marking the invoice as settled on-chain

Why Two Transactions?

This is a wallet limitation. The payment and the settlement marker must be submitted as separate transactions. The app handles this automatically — just confirm both prompts from your wallet.

After Payment

  • The factor can now settle the invoice
  • Your payment notice is consumed (removed from your wallet)
  • The settlement status is recorded on-chain

Privacy

Nothing about your payment is publicly visible except that a settlement occurred. The amount, your identity, and the factor's identity remain private.